Use case
For a couple
One household for two people. Rent, groceries and the rest, with a clear view of who paid and who owes what.
A shared household
Create the household and invite the other person, with their own account as a member, or as a guest.
Split what you share
Equal splits, or a percentage when one of you covers more of a bill. An expense can also stay with one person.
Settle when you are ready
Balances show who should pay whom. Record the payment when it is done.
Create a household
No account needed. You can create one later.